June 11, 2016

Understanding Debt To Income Ratio

When applying for a new mortgage, you will most likely hear the term “debt-to-income” ratio or “DTI” at least once. Though many people do not understand the meaning behind this phrase, it is one of the most significant factors considered when determining whether you will qualify for a loan.

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June 11, 2016

How Basic Knowledge Will Help You Improve Your Credit Scores

Knowing a few basics can help you improve your credit scores before you apply for a loan. Your credit score affects approvals and the interest rate you will be offered for a loan. Over the long term of a large home mortgage, you could save thousands of dollars in interest by having a higher score. A good target score would be 725 (of 800) or above.

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June 11, 2016

Calculating Out Your Mortgage Payments: What’s In A Mortgage?

Your mortgage payments include more than simply your principle and interest. When you’re trying to decide whether a mortgage payment will be affordable, you’ll want to consider everything included.

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Ken Jacobson

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